ABOUT US | CEO's Message

CEO's Message



Dear valuable Customers and Business Partners,

Please be informed FUTABA Microfinance Plc., was first licensed to establish and operate its financing service activities by the National Bank of Cambodia on December 16, 2015. With its fulfillment of good business performances achieved, strong management by which the activities of directing, controlling, and organizing the company followed by laws and regulations as well as clear vision with effective long-term Strategic Business Plan, the National Bank of Cambodia has decided and officially issued the Permanent License as Microfinance in lieu of the given Three Year-License for FUTABA Microfinance Plc., since December 30, 2019. And during 2023, FUTABA Microfinance Plc, strives to create a new branch as Krong Doun Kaev Branch in Takeo Province, which received a legal license from the National Bank of Cambodia on February 07th, 2023.
The global economic situation in the region and the Cambodian economy has not yet improved, and we can see that the situation of the banking sector, microfinance institutions and leasing institutions, as well as FUTABA Microfinance Plc., during 2023, there are also some challenges, especially on credit quality management, which loan late has increased significantly, as of December 31st, 2023, the FUTABA has been operating for nearly 8 years with a totally of 92 staffs, 28 females and 64 males working at the Head Quarter (including Head Office Branch), Khan Praek Pnov Branch, Khan Pur Senchey Branch, Krong Chbar Mon Branch (Kampong Speu province), and Krong Doun Kaev Branch (Takeo province) with a total of 883 clients and total loan portfolio of 14,383,076 US dollars under the management of 26 Credit Officers. As a result, FUTABA Microfinance Plc., has a high Portfolio at Risk of 15.96% and written-off loan of 0.06%. However, FUTABA Microfinance Plc., could still keep its profit at the end of 2023 in 260,464 US dollars with total assets of 15,580,862 US dollars.
Although FUTABA Microfinance Plc., has not yet rapidly expanded many branches within the whole country, our Vision is to become one amongst the premier leading Financing Institutions in the Kingdom of Cambodia to contribute to the sustainable Society Development and Stable Economic Growth for both current & Next Generation throughout stabilizing and transparency of Financing Markets and Long-Term Strategic Business Plan for expanding operational areas in other provinces, which is our sincere wishing as well as our goal.
FUTABA Microfinance Plc., is going to develop various kinds of services for solving financial requirement for our existing and future customers. To satisfy our customers' need, FUTABA Microfinance Plc., has developed various kinds of Financial Product such as Business Loan, Agricultural Loan, Housing Loan, Consumption Loan, Staff loan, Education Loan, and Employee Loan. The Staff Loan and Education Loan are offered with a very low Interest Rate with the best service, for contributing in social enhancement, staff living conditions, and human resources development. 
At the meant time in during 2023, FUTABA Microfinance Plc., is also strengthening its Internal Controlling System and structural reform in management level to enhance operational process focused on Skill Training to staffs, and to update Policies & Procedures for fully complying with Laws & regulations of National Bank of Cambodia and relevant government institutions. 
With a better World Economic situation and Cambodia's banking and microfinance system continues to be strong, which brought Cambodia’s domestic economic activities to return back to be normal and businesses operating better in the near future. Last but not least, we do believe that our institution will continue to operate effectively and will be the PATHWAY for Cambodian Next Generation, which should be materialized based on our Fair and Transparency of Financial Services, funded by a single Shareholder from Japan, which we can manage skillfully and make decisions quickly to meet customer needs.
"Dreams Come True", we are pleased and welcome to provide our warmed and confident financial services to our esteemed customer everywhere every time.  
Finally, on behalf of FUTABA Management, I would like to thank to our Customers, Shareholder, Board of Directors, Deputy CEO, and all staffs for their supporting and effort making in role and responsibility to implementing the FUTABA's strategies, as well as the National Bank of Cambodia for always collaborating and supporting us so far.
Dreams Come True!